Christmas has a way of surprising us, creeping up on the calendar in a way that leaves us stammering, “It can’t already be here. I feel like it was just Halloween!”
Shortly thereafter, another reaction—this one fueled by pure panic—takes over: “How am I going to pay for presents?!”
Other expenses come to mind, too: Higher heating bills that come with the arrival of winter. The annual trip “over the river and through the woods” and possibly across the country to grandmother’s house for the family get-together.
If your pocketbook is recoiling at thoughts like these, know there are panic-free ways to prepare for the expenses associated with the holidays.
Once you decide on a strategy for putting your panic in its place this year, prevent it from arising again next year by planning ahead. Adding a line item to your budget for Christmas savings may be a good solution. If you want our help, you can open a Christmas Club account with us. If you deposit $10 in your account each week for a year, you’ll amass $520 for Christmas in 2022.
Let us know if you need our assistance as you approach this year’s holiday finances. Keep your eyes peeled in January and February, too, for promotional rates that may help you pay down excess expenditures from this season. We are here to help, and we are so happy to have you as members of our credit union family. Happy holidays to you and yours!
Prepare for the holidays the panic-free way this year—and next year, too—with these financial strategies from Millstream Area Credit Union today.