Vacation Club - Millstream Area Credit Union
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Millstream Area Credit Union

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    Vacation Club

    Product Description

    Setting money aside puts it out of sight, and out of mind which helps our members save even more. Opening a Vacation Club account can assist our members in reaching their goals of a stress free vacation getaway by giving them a great way to save for vacation and avoid having to finance it. 

    Minimum Requirements

    In order to qualify for a Vacation Club account, members are required to have a minor, teen, regular or senior savings account with the $5.00 balance at all times as their share of ownership in Millstream Area Credit Union. If membership account has not been opened, that must be completed first (see procedures outlined on pages prior). If membership has already been established, account change card must be completed and signed by member.

    *See member identification policy for detailed instruction on ID requirements.

    Account Specifications

    1. No age requirements or restrictions
    2. No minimum balance required
    3. Dividends are earned once the average daily balance is $100 and are paid out quarterly
    4. Has the ability to be hooked to a MACU checking account as an overdraft option
    5. No monthly maintenance fees 
    6. Unlimited withdrawals/ deposits to account 
    7. Free Online Banking, Mobile Banking, & Telephone Banking
    8. Free electronic funds transfers from merchants 
    Copyright © 2025 Millstream Area Credit Union. All rights reserved.